Koperasi Al-Falah (M) Berhad

Membership and Financing Application

  1. 1Your particulars
  2. 2Employment
  3. 3The financing
  4. 4Nominees
  5. 5Your documents
  6. 6Declarations
  7. 7Check & submit
Maklumat Pengenalan — identity & contact
Maklumat Peribadi — personal particulars
Filled from the IC number.
Maklumat Waris — next of kin
Butiran Pekerjaan — employment
What you are asking for
Maklumat Bank — approved financing is paid into this account
At least 8 characters.
What this will cost you

Choose a financing type, amount and period to see the figures.

Financing amount
Profit rate (flat p.a.)
Total profit
Total you repay
Monthly instalment
Last instalment

Charges taken from the amount

Net amount paid into your bank
Ruangan Penama Pewaris — nominees, up to four

Nominees receive the member's shares and benefits. Muslim members should name a wakil to distribute according to faraid.

1.
2.
3.
4.
Your documents — PDF or photo, up to 5 MB each

The koperasi needs to see these before it can decide. The IC copy and your payslips are required; attach the others if you have them.

You can attach more than one file to each line — for example all three payslips together. A clear photo taken with your phone is fine.

Front and back of the IC
The last three months of payslips
Bank book or statement showing the account number
Employer confirmation or supporting letter
A recent electricity, water or phone bill
Salary deduction statement
SPeKAR printout
HRMIS service record
Anything else the koperasi has asked for
Perakuan — shares and fees the member agrees to pay
Your portal password
At least 8 characters. You use this to follow your application.
Declarations
Terms & Conditions
TERMA DAN SYARAT KEANGGOTAAN Koperasi Al-Falah (M) Berhad 1. Pemohon mestilah warganegara Malaysia berumur 18 tahun ke atas dan mempunyai pendapatan tetap. 2. Pemohon bersetuju untuk mematuhi Undang-Undang Kecil koperasi serta sebarang pindaan yang dibuat dari semasa ke semasa. 3. Pemohon bersetuju membayar Fi Pendaftaran, Modal Syer dan Yuran Bulanan seperti yang ditetapkan oleh koperasi. 4. Pemohon membenarkan potongan gaji bulanan (melalui majikan atau ANGKASA) bagi yuran, syer dan ansuran pembiayaan. 5. Segala maklumat dan dokumen yang diberikan adalah benar. Koperasi berhak menolak permohonan atau menamatkan keanggotaan jika maklumat didapati palsu. 6. Keanggotaan hanya berkuat kuasa setelah diluluskan oleh koperasi dan nombor anggota dikeluarkan. 7. Semua pembiayaan adalah berlandaskan prinsip Syariah (Tawarruq) dan tertakluk kepada kelulusan koperasi. 8. Pemohon membenarkan koperasi menyimpan dan menggunakan data peribadi bagi urusan keanggotaan dan pembiayaan, selaras dengan Akta Perlindungan Data Peribadi 2010.
What happens next?
  1. The koperasi reviews your membership and your financing together, on one screen.
  2. If accepted you become a member straight away and your financing carries on through approval.
  3. Once fully approved the koperasi buys the commodity, sells it to you at the selling price, and pays the net amount into your bank account.
Please check before you submit

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